Our auto loan lawyers step in before these consequences hit, giving you the strongest chance at a positive outcome.
Don't wait until it's too late. Taking action now can protect your income, assets, and financial future.
Auto Loan Lawyers Protecting Your Rights in
Auto Loan & Repossession Lawsuits
Being sued over a car loan can feel overwhelming — especially when lenders or collectors inflate balances, miscalculate fees, or pursue you long after the vehicle is gone. Our auto loan lawyers defend consumers facing repossession-related lawsuits, auto deficiency claims, and collection actions. While our team has extensive experience handling cases in New York, we represent clients nationwide and understand how auto finance companies operate across different states.
Understanding Auto Loan Lawsuits & Why They Happen
Auto loan deficiency lawsuits are one of the most common types of vehicle-related litigation. After a repossession or voluntary surrender, lenders often sue borrowers for the "deficiency" — the remaining balance after the vehicle is sold. However, these balances are often incorrect due to missing documentation, unfair sale practices, or inflated fees.
Consumers frequently come to us when they are:
- Being sued for a car loan after repossession
- Facing lawsuits with inflated deficiency balances
- Receiving letters with missing or inaccurate paperwork
- Being contacted by multiple collectors for the same debt
We help clients understand their rights and expose improper lender practices that can lead to dismissal or significant reduction.
See If Your Auto Loan Lawsuit Can Be DismissedWhen You Need an Auto Finance Fraud Attorney
Not all auto loan cases stem from missed payments — many arise from dealership fraud or unfair financing practices.
If you believe your loan terms were manipulated or misrepresented, our auto finance fraud attorney can investigate and pursue relief.
Signs of auto finance fraud include:
False income or credit information on your application
Undisclosed add-on products increasing loan cost
Incorrect interest rates
Yo-yo or spot delivery scams
Deceptive dealership promises
If something about your loan felt dishonest from the beginning, you may have legal grounds to challenge it.
Ready to Take Action Against Auto Finance Fraud?
Speak With an Auto Finance Fraud AttorneyAuto Loan & Repossession Cases We Commonly Handle
We assist clients with a wide range of auto financing disputes, including those involving commercial lenders, banks, subprime finance companies, and debt buyers.
Auto loan lawsuits after repossession or surrender
Claims of unpaid balances despite returning the vehicle
Disputes over improper sale of repossessed vehicles
Incorrect or inflated interest and fees
Collectors suing for the wrong amount
Threats of wage garnishment or bank account freezes
When You Need an Auto Finance Fraud Attorney
Not all auto loan cases stem from missed payments — many arise from dealership fraud or unfair financing practices.
If you believe your loan terms were manipulated or misrepresented, our auto finance fraud attorney can investigate and pursue relief.
Signs of auto finance fraud include:
False income or credit information on your application
Undisclosed add-on products increasing loan cost
Incorrect interest rates
Yo-yo or spot delivery scams
Deceptive dealership promises
If something about your loan felt dishonest from the beginning, you may have legal grounds to challenge it.
Ready to Take Action Against Auto Finance Fraud?
Speak With an Auto Finance Fraud AttorneyWhy Ignoring an Auto Loan Lawsuit Is Dangerous
Garnish wages
Freeze bank accounts
Place liens on property
Add attorney fees, interest, and penalties
Damage your credit long-term
Benefits of Hiring Experienced Auto Loan Lawyers
When you hire our team, you gain attorneys who work with auto lenders, collectors, and repossession agencies every day. We know their tactics — and how to counter them.
Clients benefit from:
01
Immediate Protection
Immediate protection from collection activity
02
Skilled Lawyers
Skilled lawyers that deal with car loans
03
Documentation Review
Thorough review of repossession and sale documentation
04
Strategic Defenses
Strategic defenses based on lender mistakes
05
Negotiation Leverage
Strong negotiation leverage to reduce or settle debt
Frequently Asked Questions
Why am I being sued after my car was repossessed?
Most lenders sue for the deficiency balance. Our lawyers check whether that amount is accurate or legally collectible.
Can an auto loan lawsuit be dismissed?
Yes. Many cases involve missing documents or repossession violations.
Will I need to go to court?
In many cases, our attorneys handle the court appearances on your behalf.
What if the loan terms were misleading or unfair?
You may have a claim for auto finance fraud.
Do you help clients outside of New York?
Yes. While we handle many cases locally, we assist consumers nationwide.
Free Case Review
Auto loan lawsuits can lead to wage garnishment, bank freezes, and long-term financial harm — but with the right legal strategy, many cases can be defeated or resolved affordably. Contact our auto loan lawyers today for a free review and learn your best defense options.
We respect your privacy. Your information is secure and will not be shared.
Schedule a Free Consultation
Contact us today to discuss your case with our expert attorneys.
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